# Vaults (Cronos)

### MMO Staking Pool

In this farm, users can stake using their MMO tokens, while getting back WCRO. The APR for this farm is dependent on the performance of all the other farms, since the 30% performance fee on other farms are what is collected and given out as the reward/roi for the MMO staking pool. MMO Pool has no withdrawal fee and no performance fee.

### MMO/CRO Farm

In this farm, users can deposit MMO/CRO and earn even more MMO tokens. There should be a withdrawal fee of 0.5% if withdrawn within 72 hours.

### MMF Auto Compounding Farm

The MMF farm is where you can reap the benefits of automating compounding and the high APY. There should be a withdrawal fee of 0.5% if withdrawn within 72 hours. The 30% performance fee is collected but for every 1 CRO in fees collected, we give 0.25 MMO (this amount that is minted is subjected to adjustments. In the event MMO price goes up, minting will be lesser), so you’re getting free money.

### Rest of MM Finance Farms

Currently we have MMF-CRO, MMF-USDC, CRO-USDC, CRO-USDT, WETH-CRO, WBTC-CRO, ETH-WBTC, USDC-USDT pools, which exist on MM Finance. Our smart contracts automatically compound your investments, giving you a higher APY. For these pools, as profit you will be getting the respective token of the pool, as well as MMO tokens. 30% of profits will be collected and given as MMO tokens. For every 1 CRO collected, we give 0.25 MMO (this amount that is minted is subjected to adjustments. In the event MMO price goes up, minting will be lesser). There should be a withdrawal fee of 0.5% if withdrawn within 72 hours.

### Maximizer MM Finance Farms

The Maximizer farms takes the profits that come out of the original compounded MM Finance farm, and puts it into the MMF auto-compounding farm, in order to give you a higher apy, while protecting your principal. There should be a withdrawal fee of 0.5% if withdrawn within 72 hours. With the Maximizer Farms, users can claim their profits, without exiting the farm.

According to our test calculations, assuming that MMF price stays constant, USDT-USDC Farm APY is 30%, and MMF APR is 300%, then the APY of someone who deposits into the “Yield Maximizing USDC-USDT Farm” would be 189.9%. This is much higher than the 30% achieved by simply compounding USDC-USDT, yet the risk is very minimal. The only risks would be if MMF price drops significantly, or if the MMF APR drops as well. That being said even if the MMF price drops significantly the principal amount invested in USDC and USDT would still be the same. Similar to our regular farms, in order to fully benefit from the compounding effect, a user must have the patience to sit back and watch their money grow exponentially over time. \
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&#xNAN;_&#x4F;ne small complication is that because of the way the new yield maximized farms are coded through back end development, the yields earned daily (24 hour period) get distributed the next day on a rolling cycle. This means that users who deposit from day 0 to day 1 would be at a slight disadvantage as they would not be able to receive their fair share of yields for the first 24 hours._ \
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The graph below illustrates the difference in returns between the original Stable-CRO farm and the new Yield Maximizing Stable-CRO farm.

![](https://pancakebunny-finance.readthedocs.io/en/main/_images/vault_chart.png)

We have provided the mathematical formula for calculating the total geometric sum. Feel free to use it to personalize your calculations.

![](https://pancakebunny-finance.readthedocs.io/en/main/_images/geometric.png)



